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Friday, October 30, 2009

Be prepared....

Health Insurance

I would like to stress the importance of taking health insurance by all. This is an age where everything is costly and day by day increasing. This is not an exception in the expenditure incurred during hospitalization.

The expenses we meet with during hospitalization vide the various tests, scans, room charges, Doctors' fees and so on are huge especially when we belong to a middle income or lower income group.

It would be wise of youngsters to take health insurance when they are young. Even if they are students, their health may be covered under their parents' policies and they can continue it later too when they start earning.

This way the youth can also avoid being screened for health tests and the premium also is less when they start early. They also will get discounts in the premium for the years they do not claim the amount. And yes, they are also covered under section 80D while filing their taxes up to Rs15000 of the premium they pay.(in India).

So, what are you waiting for youngsters? Begin your health care at your earliest and also suggest this good measure to your friends, parents and relatives. The earlier, the better....

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